Ask about skip-a-payment features for short-term relief

Consider home equity loans for major needs

Choose cards with flexible redemption options

Use mobile apps for credit health tracking

Research community development financial institutions

LightStream Swim Pool Loan: Check what you need to know

Sofi Private Student Loan: Check what you need to know

Request hardship concessions in natural disaster areas

Upstart Home Improvement Loan: Check what you need to know

Avoid maxing out cards, even for rewards

LightStream Boat Loan: Check what you need to know

Sofi Law & MBA Loan: Check what you need to know

Tesco Bank Car Loan: Check what you need to know

Prioritize high-impact debts for early payoff

Halifax Debt Consolidation Loan: Check what you need to know

IMB Bank Home Loan: Check what you need to know

Take advantage of income-based repayment for student loans

Use credit simulators to project score impact

Request lower rates on existing credit cards

Find business credit solutions that don’t require personal guarantees

Use installment plans at the point of purchase